MTN MoMo
EnglishMTN Mobile Money is the most widely accepted mobile payment app in Ghana. Use it to pay for goods, send money, buy airtime, and pay for services by dialing *170# or using the app.
From mobile money to ride-hailing and food delivery, the right apps will make your trip to Ghana smoother, safer, and more convenient. This guide covers the essential downloads for navigating payments, transport, maps, food, and local shopping.
MTN Mobile Money is the most widely accepted mobile payment app in Ghana. Use it to pay for goods, send money, buy airtime, and pay for services by dialing *170# or using the app.
Formerly Vodafone Cash, Telecel Cash is another major mobile money service in Ghana. It allows wallet-to-wallet transfers, bill payments, and merchant payments via the app or USSD code *110#.
Bolt is one of the most reliable ride-hailing apps in Ghana, operating in Accra, Kumasi, Takoradi, and other cities. It offers affordable rides, motorbike options in some areas, and in-app safety features.
Uber operates in Accra and Kumasi, providing a familiar ride-hailing experience with upfront pricing, driver details, and cash or card payment options.
Google Maps is the most practical navigation app for Ghana, with detailed maps of major cities, driving directions, and the ability to download offline maps for areas with limited connectivity.
Glovo delivers food, groceries, and small packages in Accra and Tema. You can order from local restaurants, pharmacies, and supermarkets, with real-time courier tracking.
Jumia Food is a popular food delivery platform in Accra, Kumasi, and other cities, connecting users with local restaurants and offering scheduled delivery.
While English is the official language, Google Translate can help with local languages such as Twi, Ga, Ewe, and Hausa. Download offline language packs for use without mobile data.
Jumia is Ghana's largest e-commerce platform for electronics, fashion, home goods, and more. It offers delivery across the country and supports mobile money payment at checkout.
Tonaton is a leading Ghanaian classifieds marketplace for buying and selling used items, vehicles, real estate, and services. It is useful for travelers looking for short-term rentals or second-hand goods.
With mobile money, ride-hailing, navigation, and delivery apps installed, you will be well prepared to move around Ghana confidently and pay like a local. Set up your SIM and mobile wallet early to get the most out of these essential tools.
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